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Facts About Flood Insurance

In general, flood insurance is only available through the National Flood Insurance Program (NFIP) run by the Federal Emergency Management Agency (FEMA). A few private insurers offer excess flood insurance.

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Wintertime floods among costliest ever

As floodwaters continue to rise along the lower Mississippi River, it’s clear the slow-motion disaster will be among the costliest wintertime flood events in U.S. history. Officials are simply trying to tally the price tag.

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Flood Facts

In the past 5 years, all 50 states have experienced floods or flash floods.

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What is Flood Insurance?

Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program - NFIP (888-379-9531) and from a few private insurers.

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