• Most homeowners insurance doesn't cover flood damage.*
  
• Floods are the #1 natural disaster in the United States.*
  
• Floods and flash floods happen in all 50 states.
  
• Just an inch of water can cause costly damage to your property.
  
• Hurricanes, winter storms and snowmelt are common (but often overlooked) causes of flooding
  
• In a high-risk area, your home is more than twice as likely to be damaged by flood than by fire.
  
• About 25% of all claims paid by the National Flood Insurance Program occur in low-risk communities.*
  
• If you live in a moderate-to-low risk area and are eligible for the Preferred Risk Policy, your flood insurance premium may be as low as $129 a year, including coverage for your property's contents.

If you are not sure if you need flood insurance, or if you want to learn more about flood insurance, please visit the Federal Emergency Management Agency at WWW.FEMA.GOV or WWW.FLOODSMART.GOV.
Information above obtained from Floodsmart.gov under 'Flood Facts"

*Information from "Preferred Risk Policy" brochure (Ed. F-436 05/2010)