Many apartment renters are unaware that their Apartment building owner does not provide coverage for their renter's personal property or personal liability in the event of a loss.

Renters Insurance is the only coverage you can buy that will protect your personal property i.e. furniture, clothing, appliances, audio visual equipment, etc. from the possibility of loss due to Fire, Smoke, Water Damage and even Theft. If a loss occurred due to these perils, the Apartment building policy does not provide coverage. Even personal liability and medical claims against you, for injury to guests in your apartment, are not covered under the owners policy.

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Jewelry, Furs, Fine Arts