Condominium insurance is the only coverage you can buy that will protect your personal property i.e. furniture, clothing, aplliances, audio visual equipment, etc. from the possibility of loss due to Fire, Smoke, Water Damage and even Theft.

Many Condominium owners are unaware that the Master policy they pay for through their Association fees is limited to the structure damage only. If a loss due to these perils occured, there would be no coverage to your own personal property or betterments and improvements.

Even Personal Liability and Medical claims against you for injury to guests on your property are not covered under the Master policy.

In order to be fully protected from a catastrophic or unexpected loss, you must obtain a condominium policy on your unit.

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