Condominium Unit Owners insurance is the only coverage you can buy that will help protect your personal property (i.e. furniture, clothing, appliances, audio visual equipment, etc.) from the possibility of loss due to Fire, Smoke, Water Damage and even Theft.

Many Condominium owners are unaware that the Master policy they pay for through their Association fees is often limited to the structure damage only. If a loss due to these perils occurred, there could be no coverage to your own personal property or betterments and improvements.

Even Personal Liability and Medical claims against you for injury to guests on your property are not covered under the Master policy.

To help be protected from a catastrophic or unexpected loss, you should obtain a condominium policy on your unit.

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