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Liability Coverages
Bodily Injury Liability
If you are found liable for an accident, your liability coverage
pays for injury to others, up to the limit shown on your policy. It may also
include certain legal services such as court costs, bail bond premiums and
attorney's fees, subject to limitations set forth in the policy. Coverage may
be increased for an additional premium.
Property Damage Liability
If you are found liable for an accident, your liability coverage
pays for damage to others property, up to the limit shown on your policy. It
may also include certain legal services such as court costs, bail bond premiums
and attorney's fees, subject to limitations set forth in the policy. Coverage
may be increased for an additional premium.
Uninsured and Underinsured Motorists Bodily Injury
Your policy will cover bodily injury to you and other
passengers/drivers of your insured vehicle, up to the limit shown on your
policy as a result of an accident caused by a hit-and-run, uninsured or
underinsured driver. Coverage parameters vary by state and in some states this
coverage is mandatory. Coverage may be increased for an additional premium.
Medical Payments
Your policy will cover medical payments, up to the limit shown on
your policy, to you or others injured in your covered vehicle. Coverage may be
increased for an additional premium.
Other Coverages
Comprehensive Loss (Other than Collision Loss)
This coverage pays for damage to your covered vehicle resulting
from other that collision incidents like vandalism, hail flood, fire or falling
objects. It also provides coverage if your vehicle is broken into or stolen.
Collision Loss
This coverage pays for accidental damage to your covered vehicle
resulting from a collision with another automobile or object.
Uninsured Motorist Collision Deductible Waiver
This coverage waives the collision deductible stated on your policy
if you are involved in an accident with an uninsured motorist.
Rental Reimbursement
This coverage reimburses you, up to the stated limit shown on your
policy, for a rental car during the time you are unable to use your vehicle
because of a covered accident or other circumstance provided in your policy.
Coverage may be increased for an additional premium.
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